/* FINHUB SHARED CSS v1.0 — Common styles for all pages */

/* Z-INDEX SCALE: 100=decorative, 200=cards, 500=sticky, 800=nav, 900=mobile-menu, 950=modals */

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'PT Sans',Arial,sans-serif;color:#222;line-height:1.6;padding-top:64px}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}

/* NAV */
.nav{position:fixed;top:0;left:0;right:0;height:64px;background:rgba(255,255,255,0.97);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);z-index:800;transition:box-shadow .3s;border-bottom:1px solid rgba(0,0,0,0.06)}
.nav.scrolled{box-shadow:0 2px 20px rgba(0,0,0,0.1)}
.nav-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:100%;padding:0 24px}
.logo img{height:40px}
.nav-links{display:flex;gap:28px;align-items:center;list-style:none}
.nav-links a{font-size:14px;font-weight:600;color:#1a1a2e;transition:color .2s;white-space:nowrap}
.nav-links a:hover{color:#e8891d}
.nav-cta{background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff!important;padding:10px 20px;border-radius:8px;font-weight:700;transition:transform .2s,box-shadow .2s}
.nav-cta:hover{transform:translateY(-1px);box-shadow:0 4px 15px rgba(232,137,29,0.4)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;z-index:901}
.hamburger span{width:24px;height:2px;background:#1a1a2e;transition:.3s;border-radius:2px}
.mobile-menu{display:none;position:fixed;top:64px;left:0;right:0;bottom:0;background:#fff;z-index:900;flex-direction:column;padding:20px;overflow-y:auto}
.mobile-menu.open{display:flex}
.mobile-menu a{padding:14px 0;font-size:16px;font-weight:600;color:#1a1a2e;border-bottom:1px solid #eee}

/* HERO */
.hero{position:relative;min-height:500px;display:flex;align-items:center;overflow:hidden;color:#fff}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;z-index:1}
.hero-bg::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(26,26,46,0.92),rgba(26,26,46,0.75))}
.hero-content{position:relative;z-index:2;max-width:1200px;margin:0 auto;padding:60px 24px}
.hero-badge{display:inline-block;background:rgba(232,137,29,0.2);border:1px solid rgba(232,137,29,0.4);padding:6px 16px;border-radius:20px;font-size:13px;font-weight:600;margin-bottom:16px;color:#ffc857}
.hero h1{font-size:clamp(28px,5vw,48px);font-weight:800;line-height:1.15;margin-bottom:16px}
.hero-sub{font-size:clamp(16px,2.5vw,20px);opacity:.9;line-height:1.5;max-width:600px;margin-bottom:24px}
.hero-emoji{font-size:48px;margin-bottom:12px;display:block}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}

/* BUTTONS */
.btn{display:inline-block;padding:14px 28px;border-radius:8px;font-weight:700;font-size:15px;text-align:center;cursor:pointer;transition:all .3s;border:none;font-family:'PT Sans',Arial,sans-serif}
.btn-gold{background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(232,137,29,0.4)}
.btn-orange{background:linear-gradient(135deg,#ff6b35,#e55a2b);color:#fff}
.btn-orange:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(255,107,53,0.4)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,0.5)}
.btn-outline:hover{background:rgba(255,255,255,0.1);border-color:#fff}
.cta-btn{display:inline-block;background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff;padding:16px 32px;border-radius:10px;font-weight:700;font-size:16px;transition:all .3s}
.cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(232,137,29,0.4)}

/* TRUST BAR */
.trust-bar{background:linear-gradient(135deg,#1a1a2e,#16213e);padding:16px 0;color:#fff}
.trust-bar-inner{max-width:1200px;margin:0 auto;padding:0 24px}
.trust-grid{display:flex;justify-content:center;gap:32px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600}
.trust-icon{font-size:20px}

/* SECTIONS */
.section{padding:60px 24px}
.section-dark{background:linear-gradient(135deg,#1a1a2e,#16213e);color:#fff}
.section-light{background:#f8f9fa}
.section-gradient{background:linear-gradient(135deg,#fff5e6,#fff0db)}
.container{max-width:1200px;margin:0 auto}
.section-title{font-size:clamp(24px,4vw,36px);font-weight:800;text-align:center;margin-bottom:12px;line-height:1.2}
.section-subtitle{text-align:center;font-size:17px;opacity:.8;max-width:700px;margin:0 auto 40px;line-height:1.5}

/* STATS */
.stats-bar{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:24px;text-align:center;padding:40px 24px;max-width:1000px;margin:0 auto}
.stat-num{font-size:36px;font-weight:800;color:#e8891d}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px;max-width:1200px;margin:0 auto}
.steps-section{text-align:center}
.steps-title{margin-bottom:40px}
.step{background:#fff;border-radius:16px;padding:28px;text-align:center;box-shadow:0 4px 20px rgba(0,0,0,0.08);transition:transform .3s}
.step:hover{transform:translateY(-4px)}
.step-num{width:48px;height:48px;background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:20px;margin:0 auto 16px}
.step-number{width:40px;height:40px;background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.steps-card{background:#fff;border-radius:12px;padding:24px;box-shadow:0 2px 12px rgba(0,0,0,0.06)}
.step-item{display:flex;gap:16px;margin-bottom:20px}

/* FAQ */
.faq-list{max-width:800px;margin:0 auto}
.faq-item{background:#fff;border-radius:12px;margin-bottom:12px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,0.06)}
.faq-q{padding:20px 24px;font-weight:700;cursor:pointer;display:flex;justify-content:space-between;align-items:center;user-select:none}
.faq-q:hover{background:#f8f9fa}
.faq-a{padding:0 24px 20px;display:none;line-height:1.6;color:#555}
.faq-item.active .faq-a{display:block}

/* FORMS */
.form-card{background:#fff;border-radius:16px;padding:40px;box-shadow:0 8px 40px rgba(0,0,0,0.1);max-width:600px;margin:0 auto}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-weight:600;margin-bottom:6px;font-size:14px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 16px;border:2px solid #e0e0e0;border-radius:8px;font-size:15px;font-family:'PT Sans',Arial,sans-serif;transition:border-color .3s}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:#e8891d;outline:none}
.form-submit{width:100%;padding:16px;background:linear-gradient(135deg,#e8891d,#d4760c);color:#fff;border:none;border-radius:10px;font-size:16px;font-weight:700;cursor:pointer;transition:all .3s;font-family:'PT Sans',Arial,sans-serif}
.form-submit:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(232,137,29,0.4)}
.form-legal{font-size:12px;color:#888;margin-top:12px;line-height:1.4}
.form-success{display:none;text-align:center;padding:40px}

/* TWO-COL */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;max-width:1200px;margin:0 auto}

/* STICKY CTAs */
.scroll-cta{position:fixed;bottom:80px;right:24px;z-index:500;transform:translateY(100px);opacity:0;transition:all .4s;pointer-events:none}
.scroll-cta.visible{transform:translateY(0);opacity:1;pointer-events:all}
.sticky-mobile-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:500;background:linear-gradient(135deg,#e8891d,#d4760c);padding:12px 20px;text-align:center}
.sticky-mobile-cta a{color:#fff;font-weight:700;font-size:16px}
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:500;background:linear-gradient(135deg,#e8891d,#d4760c);padding:14px 20px;text-align:center}

/* CTA SECTIONS */
.cta-section{text-align:center;padding:60px 24px}
.cta-micro{font-size:13px;opacity:.7;margin-top:8px}
.cta-label{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:1px;opacity:.7;margin-bottom:12px}
.cta-sub{font-size:15px;opacity:.8;margin-top:8px}

/* UTILITY */
.gold{color:#e8891d}
.big-q{font-size:clamp(20px,3vw,28px);font-weight:800;text-align:center;line-height:1.3;max-width:700px;margin:0 auto;padding:40px 20px}
.hook-question{text-align:center;padding:60px 24px}
.final-ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:24px}
.highlight-box{background:linear-gradient(135deg,#fff5e6,#fff0db);border-left:4px solid #e8891d;padding:20px 24px;border-radius:0 12px 12px 0;margin:20px 0}
.pain-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.compare-table{width:100%;border-collapse:collapse;margin:20px 0}
.compare-table th,.compare-table td{padding:12px 16px;text-align:left;border-bottom:1px solid #eee}
.compare-table th{background:#1a1a2e;color:#fff;font-weight:700}
.check{color:#22c55e;font-weight:700}
.cross{color:#ef4444;font-weight:700}
.checkmark{color:#22c55e}
.amount{font-weight:700;color:#e8891d}
.arrow{transition:transform .3s}
.disclaimer-text{font-size:12px;color:#888;text-align:center;max-width:800px;margin:20px auto 0;line-height:1.4}
.fade-up{opacity:0;transform:translateY(30px);transition:opacity .6s,transform .6s}
.fade-up.visible{opacity:1;transform:translateY(0)}

/* FOOTER */
.footer{background:#0a0a1a;color:#ccc;padding:48px 24px 24px}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:32px;max-width:1200px;margin:0 auto}
.footer h3{color:#fff;margin-bottom:16px;font-size:16px}
.footer a{color:#aaa;transition:color .2s}
.footer a:hover{color:#e8891d}
.footer-compliance,.compliance-footer{text-align:center;padding:24px;font-size:12px;color:#888;border-top:1px solid rgba(255,255,255,0.1);margin-top:32px;line-height:1.5}
.footer-home{background:#0a0a1a;color:#ccc;padding:48px 24px}

/* RESPONSIVE */
@media(max-width:768px){
body{padding-top:60px}
.nav{height:60px}
.mobile-menu{top:60px}
.nav-links{display:none}
.hamburger{display:flex}
.hero{min-height:400px}
.hero h1{font-size:28px}
.two-col{grid-template-columns:1fr;gap:24px}
.form-row{grid-template-columns:1fr}
.hero-ctas{flex-direction:column}
.hero-ctas .btn{width:100%}
.trust-grid{gap:16px}
.trust-item{font-size:12px}
.steps{grid-template-columns:1fr}
.pain-grid{grid-template-columns:1fr}
.stats-bar{grid-template-columns:repeat(2,1fr)}
.sticky-mobile-cta{display:block}
.sticky-cta{display:block}
.scroll-cta{bottom:70px;right:16px}
.section{padding:40px 16px}
.form-card{padding:24px 16px}
.footer-grid{grid-template-columns:1fr 1fr}
.big-q{font-size:20px}
.final-ctas{flex-direction:column}
.final-ctas .btn{width:100%}
}
@media(max-width:480px){
.footer-grid{grid-template-columns:1fr}
.stats-bar{grid-template-columns:1fr 1fr;gap:16px}
.trust-grid{flex-direction:column;align-items:center}
}