Refinance Home Loans - Finance Hub & Network

Refinance Your Home Loan & Fulfil Your Homeownership Dreams Sooner .

Interests rates as low as 4.34% with a $3000 cashback bonus

We work with a network of the nation's top lenders to help you find the right deal

If you’re struggling to keep up with your monthly mortgage payments, we can help. We’re a leading home loan refinancing company that can help you get a deal that fits your needs. We can lower your variable interest rate to as low as 4.34% and offer a $3000 cashback bonus.

We want to help you live your life, not worry about your mortgage

Refinance cashback offers from our wide network of lending partners

$2,000

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31/12/2022

5% INTEREST RATE

$3,000

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31/12/2022

5% INTEREST RATE

$3,288

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31/12/2022

5% INTEREST RATE

$5,000

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31/12/2022

5% INTEREST RATE

$3,000

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31/12/2022

5% INTEREST RATE

$5,000

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31/12/2022

5% INTEREST RATE

$2,000

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28/02/2023

5% INTEREST RATE

$3,000

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28/02/2023

5% INTEREST RATE

$4,000

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28/02/2023

5% INTEREST RATE

$4,000

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28/02/2023

5% INTEREST RATE

$4,000

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28/02/2023

5% INTEREST RATE

$6,000

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28/02/2023

5% INTEREST RATE

$2,000

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28/02/2023

5% INTEREST RATE

$3,000

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30/03/2023

5% INTEREST RATE

$4,000

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30/03/2023

5% INTEREST RATE

$2,000

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07/09/2020

5% INTEREST RATE

$4,000

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29/08/2022

5% INTEREST RATE

$4,000

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01/12/2022

5% INTEREST RATE

Calculate Your Potential Savings with Our Refinance Calculator

Use our easy-to-use refinance calculator to estimate your potential monthly savings and overall cost savings by refinancing your home loan.

I refinanced my home with Finhub and saved so much money each month on my mortgage. I would definitely recommend them to anyone!

Testimonials

I can't thank Daniel more than enough, As an agent, we go through heaps of speed bumps during a transaction, and I was fortunate enough to have Daniel come to the rescue for many of my clients and friends who committed to a purchase and struggle to finalise their finance. I have recommended Daniel services to many of them after failed attempts from their existing, Daniel has delivered above and beyond from feedbacks from my client, he was very attentive, professional and more importantly Honest and he delivers…

I would highly recommend Daniel to anyone who needs mortgage advice.

★★★★★ 5/5

Deric L.

Global RE

Testimonials

Daniel has helped dozens of my clients obtain the financing they needed to buy their homes. After working with Daniel for years, I only have 3 words to describe him. Honest, knowledgeable and efficient. There is not a lender I would recommend more highly.

★★★★★ 5/5

Michael P.

AKN & Associates Solicitors

Testimonials

Hello Anh Daniel. Thank you for helping my customer going through her transaction. She was struggling with other broker, end up meeting with you and buying a property in Green Valley, was really fast and straight forward. Appreciate for your efforts, timing and looking to working with you for next transaction.

★★★★★ 5/5

Victor L.

Professionals Cabramatta

Testimonials

Daniel is one of the very good broker that i have met. He has giving the best customer services to our clients. Daniel is friendly and also, he always advises clients to the right direction. Highly recommend Daniel to any of our friends , relatives , clients.

★★★★★ 5/5

Kelvin N.

Professionals Real Estate Cabramatta

Testimonials

Daniel have been our lender for many years and we are extremely happy with his professionalism and his dedication to always finding the best lending solution for his clients. Not only Daniel is competent, he’s also very truthful, which is a rare combination to have in a lender these days. We are truly grateful to Daniel for saving us a great sum of money throughout the years as well as the delightful dealings we’ve had with him. We would be 100 percent recommending everyone to speak to Daniel whenever they require a lending solution.

★★★★★ 5/5

Peter L.

Eyewear Central

Testimonials

Daniel has been immensely helpful in assisting us with the funding and purchase of our multiple investment and residential properties and continues to be a key partner in our ongoing finance needs.

★★★★★ 5/5

Jenny L. and Bryan P.

Future-Fit Injury Management

We work one-on-one to find a great interest rate & $3000 cashback on your mortgage

We will be with you every step of the way, ensuring that you get the right deal on your new home.

Our personalised service and dedication to our clients set us apart from the rest. We work with you one-on-one to find a deal that offers a low invariable interest rate, and we also provide a $3000 cashback so you can spend on things that matter. ur new home.

To renegotiate better interest rates and cashback deals, we do the following:

Refinancing your home loan? Don’t think twice

When you decide to refinance your home loan, we provide you with mortgage brokers who won’t rest until getting the right deal for you. We only hire people looking out for our clients.

Forget about in-house brokers who only seek to put you in contact with their bank. We understand being hesitant about refinancing your home mortgage.

However, we have several reasons why we think it’s the right option for you:

Get A Lower Variable Interest Rate

(As Low As 4.34%)

More Money To Spend On Things Important To You

Get Cash Out By Refinancing Your Loan

Get Rid Of Private Mortgage Insurance (PMI)

Get Out Of An Adjustable-Rate Mortgage (ARM)

Don't get stuck paying too much for your home loan

Here to help so you can focus on things that matter most

Don’t wait any longer, call us today and refinance your mortgage for a better interest rate and lower monthly payments. We can help you get the cashback bonus you need to fulfil your homeownership dreams sooner.

1300 346 482

Case Study - J & S Truong

Client: J & S Truong / Loan Type: Refinance / Existing Loan: $500 000

J & S Truong has one owner-occupied and three investment properties with the same lender. The husband has contacted us to review his interest rate. We managed to lower over 1% of their existing mortgage. It approx $15,000 saving per year and gets them a total $16,000 cashback.

J & S Truong approached us, and we helped them

Lower their interest rate to over 1% of their existing mortgage

They received a $16,00 cashback bonus

$15,00 worth of yearly savings

How does a refinance cashback work?

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Calculating how much you save when your interest rate changes can help you understand how much you could save on your mortgage.

For example, if you have a mortgage loan of $500,000 over a 30-year term, and the average interest rate is 3.5%, reducing your home loan interest rate to 2.29%, you could save $116,958 over 30 years.

This would amount to $3703 worth of savings in the first year, $6717 in the 2nd year, and $9988 in the 3rd year.

With the $3000 in your pocket each year, you can have a holiday, pay off the principal amount on your home loan, or pay your kid’s school fees.

Try out our loan comparison calculator to crunch the numbers yourself!

Rather talk to us?

1300 346 482

What to expect when you refinance your home loan with Finance Hub & Networks

Low interest rates

No hidden fees

Fast loan approval

The application process is similar to when you got your original mortgage. You must provide financial information and documentation to prove your income and assets.

You will also need to appraise your home to determine the current market value.

Once you apply, our expert team will work to get the right interest rate and terms. We will also help you compare offers from different lenders to ensure a deal that suits your needs.

What we can do for you

We are in the business of making your life easier by being with you every step, from finding the right loan for your needs to helping you make those all-important extra repayments to get you debt-free sooner.

We also know that sometimes things don’t go to plan, and life happens.
So, if you do find yourself in financial hardship, we have a range of options to help you get refinance cashback.

At Finance Hub & Networks, we make your home loan journey easy. We can guarantee you the following:

Interest rates of as low as 4.3%
Fast loan approval in as little as 24 hours
No hidden fees
A loan that is tailored to your needs
A dedicated loan consultant to help you every step
Exceptional customer service and support
A range of flexible repayment options

FAQs

What is a cashback bonus?

A cashback bonus is a lump-sum payment you receive when refinancing your home loan. This bonus can pay off your mortgage sooner or cover other expenses, such as your children’s school fees.

How much can I save by refinancing my home loan?

You can save a significant amount of money by refinancing your home loan. The amount you save will depend on the interest rate you are currently paying and the interest rate you can get with the new loan.

How long will it take to receive my cashback bonus?

The cashback bonus will be deposited into your bank account within 7 to 60 days depending on the lender.

How do I know if I am eligible for a cashback bonus?

To qualify for a cashback bonus, you must meet certain criteria, such as having an existing home loan with another lender. You can learn more about eligibility by speaking to one of our experts.

What is the minimum amount I need to borrow to qualify for a cashback bonus?

To qualify for a cashback bonus, you must meet certain criteria, such as having an existing home loan with another lender. You can learn more about eligibility by speaking to one of our experts.

Can I use my cashback bonus to pay off my mortgage sooner?

Yes, you can use your cashback bonus to pay off your mortgage sooner or cover other expenses, such as your children’s school fees.

Don't wait.

Save you thousands of dollars over the life of your loan

If you’re looking to refinance your home loan, our Finance Hub & Networks experts can help. We are happy to answer any questions and provide you with various options for refinance home loans to suit your needs.