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Industry Specialists — Group 4

Exclusive Home Loan Benefits for Banking Professionals

As a banking professional, exclusive home loan benefits including LMI waivers and higher LVR limits.

Up to 90%

LVR Without LMI

$8K–$36K+

Potential LMI Savings

Multiple

Lender Options

Check My Eligibility — Free See Lender Comparison ↓

How Different Lenders Treat Banking Professionals

Not all lenders offer the same benefits. Here's how the major categories compare:

Lender Category	Max LVR (OO)	Investment LVR	Key Conditions
Some Lenders	❌ Not eligible	N/A	No banking professional package.
Select Lenders	89.99%	89.99%	✅ Banking Professionals offer. Employees of eligible banks. Min $100K.
Certain Lenders	❌ Not eligible	N/A	No banking professional package.
Other Lenders	❌ Not eligible	N/A	No banking professional package.

Lender names shown generically. Contact us to find out which lenders match your situation.

Check Your Banking Professional Benefits

Free, no-obligation assessment. Find out exactly what you qualify for.

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Why Choose Finance Hub?

We specialise in professional home loans and know exactly which lenders offer the best terms for your profession

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Profession Specialists

We understand the specific lending policies for banking professionals and match you with the right lender.

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40+ Lender Panel

Access to all major banks and specialist lenders, ensuring you get the best rate and terms.

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$0 Cost to You

Our service is completely free. We get paid by the lender — not by you.

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Ongoing Review

We review your loan every 6-12 months to ensure you're always on the best deal.

Frequently Asked Questions

Common questions about banking professional home loan benefits

Which banks are considered 'eligible' employers? +

The lender that offers the banking professional package typically accepts employees of major Australian banks and select international banks operating in Australia. The specific list of eligible employers is maintained by the lender. Contact us to check if your employer qualifies.

Can I get a loan from a different bank to my employer? +

Absolutely — and this is often the smart move. Getting your home loan from a competitor gives you separation between your employment and your mortgage. The banking professional LMI waiver at the accepting lender means you still get professional benefits.

I work in fintech, not a traditional bank — am I eligible? +

Eligibility is typically limited to employees of licensed ADIs (Authorised Deposit-taking Institutions). Fintech companies that aren't licensed banks may not qualify. Contact us for a specific assessment based on your employer.

Why is there only one lender option? +

The banking professional category is unique and only one major lender group has created a specific package for it. Other lenders may not want to offer competitive products to employees of rival banks. This makes having a broker who knows this policy essential.