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Industry Specialists — Group 4

Exclusive Home Loan Benefits for Engineers

As a engineer, exclusive home loan benefits including LMI waivers and higher LVR limits.

Up to 90%

LVR Without LMI

$8K–$36K+

Potential LMI Savings

Multiple

Lender Options

Check My Eligibility — Complimentary See Lender Comparison ↓

How Different Lenders Treat Engineers

Not all lenders offer the same benefits. Here's how the major categories compare:

Lender Category	Max LVR (OO)	Investment LVR	Key Conditions
Some Lenders	❌ Not eligible	N/A	Engineers not listed in any professional package.
Select Lenders	❌ Not eligible	N/A	Engineers not listed in any professional package.
Certain Lenders	❌ Not eligible	N/A	Engineers not listed in any professional package.
Other Lenders	90%	90%	Industry Specialisation. ✅ ONLY lender accepting engineers. Min $120K income. Must be Engineers Australia member.

Lender names shown generically. Contact us to find out which lenders match your situation.

Check Your Engineer Benefits

complimentary, no-obligation assessment. Find out exactly what you qualify for.

⭐ 5.0 Rating 🏆 8× Award-Finalist 💯 No Cost to You

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Why Choose Finance Hub?

We specialise in professional home loans and know exactly which lenders offer the best terms for your profession

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Profession Specialists

We understand the specific lending policies for engineers and match you with the right lender.

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40+ Lender Panel

Access to all major banks and specialist lenders, ensuring you get the best rate and terms.

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$0 Cost to You

Our service is at no cost to you. We get paid by the lender — not by you.

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Ongoing Review

We review your loan every 6-12 months to ensure you're always on the best deal.

Frequently Asked Questions

Common questions about engineer home loan benefits

Which engineering disciplines qualify? +

All engineering disciplines registered with Engineers Australia qualify, including civil, structural, mechanical, electrical, chemical, mining, environmental, software, and aerospace engineering. The key requirement is Engineers Australia membership.

Why do so few lenders accept engineers? +

Most lenders designed their professional packages around medical and legal professions. Only one major lender group has expanded their Industry Specialisation category to include engineers. This makes a broker essential — without one, you'd likely apply at a lender that doesn't recognise your profession.

What level of Engineers Australia membership is required? +

You need to be a member of Engineers Australia. The specific membership grade (Graduate, Member, Fellow, etc.) may vary by lender requirement. Contact us for a specific assessment based on your membership level.

Is the $120K income threshold for individual or household? +

The $120K minimum is typically for combined gross income from the eligible profession. If both applicants are engineers, their combined engineering income counts. A broker will confirm the specific requirement for your situation.

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Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Credit criteria, fees, terms and conditions apply.