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Financial & Legal — Group 3

Exclusive Home Loan Benefits for Lawyer / Solicitor / Barristers

As a lawyer / solicitor / barrister, you're eligible for LMI waivers at all major lender categories — up to 90% LVR without paying Lenders Mortgage Insurance.

Up to 90%

LVR Without LMI

$8K–$36K+

Potential LMI Savings

Multiple

Lender Options

Check My Eligibility — Complimentary See Lender Comparison ↓

How Different Lenders Treat Lawyer / Solicitor / Barristers

Not all lenders offer the same benefits. Here's how the major categories compare:

Lender Category	Max LVR (OO)	Investment LVR	Key Conditions
Some Lenders	90%	90%	Legal Package. Must hold current practising certificate.
Select Lenders	89.99%	89.99%	Industry Professionals. Min $100K income.
Certain Lenders	90%	90%	Must be actively practising. Max $7M aggregated.
Other Lenders	90%	90%	Industry Specialisation. Min $120K income. Partners at top-tier firms get additional benefits.

Lender names shown generically. Contact us to find out which lenders match your situation.

Check Your Lawyer / Solicitor / Barrister Benefits

complimentary, no-obligation assessment. Find out exactly what you qualify for.

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Why Choose Finance Hub?

We specialise in professional home loans and know exactly which lenders offer the best terms for your profession

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Profession Specialists

We understand the specific lending policies for lawyer / solicitor / barristers and match you with the right lender.

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40+ Lender Panel

Access to all major banks and specialist lenders, ensuring you get the best rate and terms.

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$0 Cost to You

Our service is at no cost to you. We get paid by the lender — not by you.

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Ongoing Review

We review your loan every 6-12 months to ensure you're always on the best deal.

Frequently Asked Questions

Common questions about lawyer / solicitor / barrister home loan benefits

Do all types of lawyers qualify? +

Yes — solicitors, barristers, in-house counsel, government lawyers, and law firm partners are all eligible as long as you hold a current practising certificate from your state or territory Law Society. The waiver applies regardless of your area of specialisation.

Do I need to be a partner to qualify? +

No — lawyers at all levels qualify, from junior solicitors to partners. However, partners at certain top-tier and mid-tier firms may receive additional benefits at some lenders, including higher lending limits and preferential pricing.

What if I'm a barrister working independently? +

Barristers are eligible at all major lender categories. As an independent barrister, your income assessment will be based on your net earnings. You'll need to provide your state Bar Association membership and current practising certificate.

Are in-house counsel eligible? +

Yes, in-house lawyers holding a current practising certificate are generally eligible. The key requirement is having a valid practising certificate from your Law Society, regardless of whether you work in a firm or in-house.

Is there a minimum income requirement? +

It varies by lender — some have no minimum income requirement for lawyers, while others require $100K–$120K. Your broker will match you with the best option based on your income level.

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Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Credit criteria, fees, terms and conditions apply.