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Allied Health — Group 2

Exclusive Home Loan Benefits for Veterinarians

As a veterinarian, exclusive home loan benefits including LMI waivers and higher LVR limits.

Up to 90%

LVR Without LMI

$8K–$36K+

Potential LMI Savings

Multiple

Lender Options

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How Different Lenders Treat Veterinarians

Not all lenders offer the same benefits. Here's how the major categories compare:

Lender Category	Max LVR (OO)	Investment LVR	Key Conditions
Some Lenders	90%	90%	Group 2 classification. AHPRA or vet board registration.
Select Lenders	94.99%	94.99%	Included in Medico Plus+. Full medical benefits tier.
Certain Lenders	❌ Not listed	N/A	Not specifically listed.
Other Lenders	90%	90%	Group B. Min income $90K.

Lender names shown generically. Contact us to find out which lenders match your situation.

Check Your Veterinarian Benefits

Free, no-obligation assessment. Find out exactly what you qualify for.

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Why Choose Finance Hub?

We specialise in professional home loans and know exactly which lenders offer the best terms for your profession

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Profession Specialists

We understand the specific lending policies for veterinarians and match you with the right lender.

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40+ Lender Panel

Access to all major banks and specialist lenders, ensuring you get the best rate and terms.

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$0 Cost to You

Our service is completely free. We get paid by the lender — not by you.

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Ongoing Review

We review your loan every 6-12 months to ensure you're always on the best deal.

Frequently Asked Questions

Common questions about veterinarian home loan benefits

Which veterinary registrations are accepted? +

Both AHPRA registration and state/territory Veterinary Board registration are accepted by various lenders. Some lenders specifically require state vet board registration. Your broker will confirm which documentation is needed.

Can I get above 90% LVR? +

Yes — at select lenders, veterinarians are included in the top-tier medical package with up to 94.99% LVR without LMI. Most lenders cap at 90%, so broker matching is important.

I'm a locum vet — do I still qualify? +

Generally yes, as long as you have current registration and your primary income is from veterinary work. Locum arrangements may affect how your income is assessed (contract vs PAYG), but the LMI waiver still applies.

Are veterinary specialists treated differently? +

Veterinary specialists are in the same category as general veterinarians for LMI waiver purposes. Your specialist qualifications won't change your LVR tier, but they may help with overall income assessment.

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