📞 0402 778 883  |  ✉️ tri@finhub.net.au
🇻🇳 Chúng tôi nói tiếng Việt  |  ACL 573164
10+ Years Business Experience
📈 Active Property Investor
🏙️ Adelaide Based
30+ Lender Panel
$0 Broker Fee
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🏢 Mortgage Broker — Adelaide, SA

Your Adelaide Mortgage Broker — Real Business Experience, Real Results

I'm Tri Pham. With 10+ years running my own businesses and actively investing in property, I understand what it takes to build wealth. I'll compare 30+ lenders to find the most suitable loan for you. There is no fee charged to you — I am paid a commission by the lender when your loan settles.

📋 Get Your Free Assessment 📞 Call Me Direct
✅ No hidden fees ✅ 10+ years business & property experience ✅ Same-day pre-approval for eligible applicants
Tri Pham - Experienced Mortgage Broker at Finance Hub, Adelaide

Why I Became a Mortgage Broker

For over 10 years, I ran my own bubble tea franchise and restaurant in Adelaide. I know the daily grind of business ownership — the cash flow challenges, the complex income structures, and the frustration of banks that don't understand self-employed borrowers.

I'm also an active property investor. I've built my own portfolio from the ground up, so when I talk about investment strategy, I'm speaking from personal experience — not a textbook.

"I don't work for the banks. I work for you. The lender pays my fee — so my advice costs you absolutely nothing."

That hands-on business and property experience is exactly why I became a mortgage broker. I understand the unique challenges that business owners, first home buyers, and investors face — and I know how to find the most suitable lending solutions because I've been in your shoes.

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Background
10+ Years Business Owner
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Investor
Active Property Investor
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Location
Adelaide, SA
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Lenders
30+ On Panel
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Broker Fee
$0 — Lender Pays
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Languages
English & Tiếng Việt

How I Can Help You

Whether you're buying, refinancing, or investing — I compare 30+ lenders to find the right loan for your situation.

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First Home Buyers

Navigate SA grants, stamp duty concessions, and find your most suitable first home loan in the Adelaide market. I'll guide you from deposit to keys in hand.

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Refinancing

Already have a home loan? I'll compare your current rate against 30+ lenders to see if you could save thousands per year.

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Investment Loans

As an active property investor myself, I'll structure your investment loan to maximise tax benefits and borrowing power — advice from real experience.

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Self-Employed / Low Doc

After 10 years running my own businesses, I understand self-employed income. I specialise in alt-doc and low-doc solutions for business owners.

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Construction Loans

Building your dream home? I'll find the right construction loan with staged drawdown to keep your project on track.

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Debt Consolidation

Multiple debts weighing you down? Roll everything into one low-rate loan and simplify your finances.

See What You Qualify For

Estimate your borrowing power, repayments, and stamp duty before we chat — it helps us find your most suitable loan faster.

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How It Works — 4 Simple Steps

From enquiry to settlement, I handle everything. You focus on finding your dream home — I'll handle the finance.

1

Quick Chat

Fill out the form below or call me. In 5 minutes I'll understand your situation and goals.

2

I Compare 30+ Lenders

I search my panel for the most suitable rates and features that match your specific needs.

3

Get Pre-Approved

Know exactly what you can borrow — same-day pre-approval available for eligible applicants. Shop with confidence.

4

Settlement & Beyond

I manage the paperwork to settlement. Plus I review your loan every 6-12 months to keep saving you money.

How I Help — Real Experience, Real Solutions

Every client's situation is different. Here's how my background helps me find the right solution for you. Check our reviews →

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First Home Buyer Journey

Navigating the Adelaide market as a first-time buyer can feel overwhelming. I help you understand SA government grants, stamp duty concessions, and the First Home Guarantee — then compare 30+ lenders to find the most suitable loan for your situation.

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From confusion to keys in hand
Adelaide, SA
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Investor Strategy

As an active property investor, I don't just find you a loan — I understand the strategy behind it. Whether you're buying your first investment or growing a portfolio, I structure loans to maximise borrowing power and tax efficiency.

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Strategy backed by experience
Adelaide, SA
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Business Owner Lending

After 10 years running my own franchise and restaurant, I know the frustration of banks not understanding self-employed income. I specialise in alt-doc and low-doc solutions that actually work for business owners.

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I've been in your shoes
Adelaide, SA

Let's Talk About Your Home Loan

Fill in your details and I'll personally get back to you within 2 hours. No pushy sales, no obligation — just honest advice from someone with real business and property experience.

  • ✓ No fee to you — the lender pays my commission when your loan settles
  • ✓ I compare 30+ lenders for the most suitable rate
  • ✓ Same-day pre-approval available for eligible applicants
  • ✓ Vietnamese-speaking broker available
  • ✓ Ongoing loan reviews every 6-12 months
  • ✓ 10+ years business & property investment experience

Get Your Free Assessment

Takes less than 30 seconds

🔒 Your information is 100% confidential. Privacy Policy

✓

Thank You!

I've received your details and will personally get back to you within 2 hours.

In the meantime, feel free to call me on 0402 778 883

Why Choose Tri

Real experience. Real understanding. A mortgage broker who's walked the walk.

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10+ Years Business Owner
Ran franchise & restaurant
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Active Property Investor
Speaks from experience
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Adelaide Local
Knows the SA market
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Vietnamese & English
Bilingual service

Common Questions

Everything you need to know before getting started.

There is no fee charged to you for my service. The lender pays my commission when your loan settles — this is disclosed in writing before you proceed, as required by law. You get expert advice, access to 30+ lenders, and a fully managed application.
In many cases, same-day pre-approval is possible. Once I have your basic financial details, I can submit to the most suitable lender immediately. Formal pre-approval typically comes within 1-3 business days, depending on the lender and complexity of your situation.
Not during our initial chat. I'll ask about your situation to determine the most suitable options before running any credit checks. When we do proceed, I'll submit a single application to the most suitable lender — avoiding multiple credit enquiries that could impact your score.
Absolutely. A bank decline doesn't mean you can't get a home loan — it means that particular bank's criteria didn't suit your situation. With access to 30+ lenders (including specialist non-bank lenders), I can often find alternatives that a bank wouldn't offer. Many of my clients come to me after being declined elsewhere.
Yes! I'm fluent in Vietnamese and happy to explain everything in your preferred language. Many of my clients are Vietnamese-Australian families, and I understand the unique financial considerations our community faces. Tôi sẵn sàng giúp bạn bằng tiếng Việt.
I don't disappear after settlement. I proactively review your loan every 6-12 months to ensure you're still on the most suitable rate. If a more suitable deal becomes available, I'll contact you and handle the entire refinancing process. Think of me as your personal finance advisor for life.
📞 Call Tri 📋 Free Assessment