NAB Hikes Fixed Rates: What It Means for Borrowers in 2026
NAB has announced increases to its fixed home loan interest rates across all terms — from 1 to 5 years — effective Friday 27 March 2026. The changes apply to NAB Tailored Home Loans, including NAB Choice Package, Private Package, Portfolio Facility, SMSF, and Overseas Borrower products. What’s Changed? Fixed rates have increased across the […]
Banks Knock Back Investors: How APRA’s DTI Cap Is Biting Early
APRA’s DTI Cap Is Here — And Property Investors Are Already Feeling It From 1 February 2026, a new era of mortgage lending began in Australia. The Australian Prudential Regulation Authority (APRA) implemented a debt-to-income (DTI) lending cap that is reshaping how banks assess investor loan applications — and the impact is being felt well […]
Mortgage Stress in 2026: Your Survival Guide
Mortgage Stress in 2026: What It Is and How to Survive It If you’ve found yourself checking your bank balance less often, leaning on credit cards more than usual, or lying awake wondering how you’ll cover next month’s repayment — you’re not alone. Mortgage stress is a very real challenge facing thousands of Australian homeowners […]