Negative Gearing and CGT Changes 2026: What Australian Homeowners and Investors Need to Know
With the May 2026 federal budget approaching, proposed reforms to negative gearing and the CGT discount could reshape Australian property investment. Understand what the changes may mean for homeowners, investors, and first home buyers.
Westpac Warns of Three More Rate Hikes — What Australian Borrowers Need to Know
Westpac’s chief economist warns of three more RBA rate hikes, potentially pushing the cash rate to 4.85% by August 2026. Here’s what Australian mortgage holders need to know and how to prepare.
How the Global Oil Shock Could Delay Mortgage Rate Relief for Australian Home Buyers
A deepening global oil shock threatens to keep Australian mortgage rates elevated through 2027. Westpac tips three more RBA hikes, potentially pushing the cash rate to 4.85%. Here is what borrowers need to know.
Mortgage Stress in 2026: A Survival Guide for Australian Homeowners
Mortgage Stress in 2026: What It Is and How to Survive It If you’ve found yourself checking your bank balance less often, leaning on credit cards more than usual, or lying awake wondering how you’ll cover next month’s repayment — you’re not alone. Mortgage stress is a very real challenge facing thousands of Australian homeowners […]
AUSTRAC Orders 10 Banks to Hand Over Mortgage Data
AUSTRAC has ordered 10 banks to provide mortgage data in a fraud probe. Learn what this means for borrowers and how to protect yourself.
How to Choose Your Ideal Home Loan Structure
Confused about fixed, variable, and split rate loans? You’re not alone. In Australia, where interest rates, housing trends, and lending rules are constantly changing, choosing the right type of loan could save you thousands. This guide breaks down each loan type, with examples relevant to Australian borrowers. Whether you’re buying your first home, refinancing, or […]
Here’s why your borrowing power might soon get a lift
Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost. The upcoming Stage 3 tax cuts have […]
Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”. It’s no secret that refinancing has the potential to slice a big chunk […]
How to manage your home loan over Christmas
It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check out our tips to share the Christmas cheer this year without breaking the bank. Store shelves are starting to be lined with tinsel, ‘Santa stop […]