Westpac Warns of Three More Rate Hikes — What Australian Borrowers Need to Know
Westpac’s chief economist warns of three more RBA rate hikes, potentially pushing the cash rate to 4.85% by August 2026. Here’s what Australian mortgage holders need to know and how to prepare.
How the Global Oil Shock Could Delay Mortgage Rate Relief for Australian Home Buyers
A deepening global oil shock threatens to keep Australian mortgage rates elevated through 2027. Westpac tips three more RBA hikes, potentially pushing the cash rate to 4.85%. Here is what borrowers need to know.
AUSTRAC Orders 10 Banks to Hand Over Mortgage Data
AUSTRAC has ordered 10 banks to provide mortgage data in a fraud probe. Learn what this means for borrowers and how to protect yourself.
How to Choose Your Ideal Home Loan Structure
Confused about fixed, variable, and split rate loans? You’re not alone. In Australia, where interest rates, housing trends, and lending rules are constantly changing, choosing the right type of loan could save you thousands. This guide breaks down each loan type, with examples relevant to Australian borrowers. Whether you’re buying your first home, refinancing, or […]
Here’s why your borrowing power might soon get a lift
Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost. The upcoming Stage 3 tax cuts have […]
Merry Christmas! Season’s greetings from all of us to you
The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our fantastic clients for your support throughout 2023. It’s been quite a year, with higher interest rates, soaring national property values (who’d have thought?) and a few welcome surprises including more help for first-home buyers. […]
Ho ho ho! The smart move that has 1 in 10 borrowers feeling jolly
Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”. It’s no secret that refinancing has the potential to slice a big chunk […]
How to manage your home loan over Christmas
It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check out our tips to share the Christmas cheer this year without breaking the bank. Store shelves are starting to be lined with tinsel, ‘Santa stop […]
Heads up business owners: the asset write-off deadline is looming!
Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost have just over a month to act. That’s because the temporary full expensing scheme is set to expire on 30 June 2023. It will be superseded by a much less generous scheme, known as the instant asset […]
Seasons greetings! Here’s to a happy and prosperous 2023
End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year. It’s time to dust off that kitsch Christmas t-shirt, deck the halls, and give Bing Crosby a spin. We hope you have the happiest of holidays and a cracking 2023. As we all bid adieu to […]