🚀 LAUNCHING 1 MAY 2026
Financial Passport
Your Mortgage Health Monitor
Stop paying more than you should. We'll watch your rate and act when savings are found.
Stop paying more than you should. We'll watch your rate and act when savings are found.
Banks reward new customers with better rates while quietly charging you more. Here's what's really happening.
Banks charge existing customers higher rates than new ones. The longer you stay, the more you pay — it's the dirty secret of Australian banking.
The average Australian borrower is paying 0.5–1.0% more than the best available rate. That's thousands of dollars a year going straight to your bank's profits.
Banks don't call existing customers when they have better deals for new ones. Why would they? They're making more money from your silence.
Your broker wants to help — but they can't if they don't know your current rate has drifted up. Without data, they're guessing when to call.
On a $600,000 loan, just 0.5% higher = $3,000 per year going straight to your bank instead of your family.
No more phone tag. No more chasing. We do the watching — you do the saving.
"No more phone tag. No more chasing. We do the watching — you do the saving."
An Open Banking-powered tool that lets your broker watch your mortgage health — so you don't have to.
Your data flows through accredited, encrypted channels regulated by the Australian Government. No passwords shared. No risk to your accounts.
Three steps. Ten minutes. Then we handle the rest.
Sign up through our secure portal. Select your bank and authorise sharing your mortgage data. No passwords shared — uses government-regulated Open Banking.
Our system tracks your interest rate against the market. When we spot you're paying too much, your dedicated broker is alerted automatically.
Your broker contacts you with options already researched. You decide — no obligation, no pressure. Just savings when they're available.
Customers who share their data get reviewed first. No more waiting. No more guessing.
Register now and be among the first to have your rate reviewed when we launch on 1 May 2026.
Two tracks — one for existing customers, one for everyone else.
Open Banking is government-regulated. Your data is protected by law.
Open Banking is regulated by the Australian Government through the ACCC and OAIC under the Consumer Data Right (CDR).
Your bank never shares your login credentials. You authenticate directly with your bank through their own secure system.
All data is encrypted in transit and at rest. Accredited data recipients must meet strict security standards set by the government.
You choose exactly what mortgage data to share. Nothing more, nothing less. Full transparency.
Changed your mind? Withdraw consent instantly through the portal or directly with your bank. No questions asked.
Data recipients must be accredited and audited regularly, meeting strict security and privacy standards.
Protected by Australian law. Regulated by the ACCC & OAIC. You're in safe hands.
Everything you need to know about Financial Passport.
Here's what Financial Passport could mean for your mortgage.
Savings vary based on individual circumstances, loan size, and market conditions.
Secure your spot before the queue fills up. It takes less than 2 minutes.
We'll be in touch before our May 1st launch with setup instructions. You'll be among the first to have your rate reviewed.
Book a Rate Check-Up NowWant to skip the queue? Book a free refinance review and become a Finance Hub customer today — you'll get immediate access when we launch.
Book a Free Refinance ReviewRegister now before the queue fills up. Find out first, decide later. It's free, it's secure, and it could save you thousands.
Or call us: 0480 03 03 03 (0480 03 03 03)