Whether you need vehicles, equipment, machinery, or technology — we compare asset finance options from specialist lenders to find a competitive deal for your business.
Get Your Options ComparedAsset finance allows your business to acquire essential equipment, vehicles, machinery, and technology without paying the full cost upfront. Instead, the cost is spread over the asset's useful life through regular, manageable repayments.
*For eligible applicants with straightforward applications
From small business vehicles to heavy industrial machinery, asset finance covers a wide range of business needs.
Cars, utes, vans, trucks, and fleet vehicles — new or used. Whether it's a single company car or an entire fleet, we can help find a competitive option.
Excavators, forklifts, cranes, loaders, and construction machinery. Finance the heavy assets that power your operations.
CNC machines, food processing equipment, printing presses, and packaging lines. Keep your production running with the latest machinery.
Computers, servers, POS systems, medical imaging equipment, and office technology. Stay competitive with up-to-date tech.
Dental chairs, X-ray machines, ultrasound units, physiotherapy and veterinary equipment for healthcare professionals.
Tractors, harvesters, irrigation systems, and more — with seasonal repayment options that align with your farming cycle.
Choosing the right finance structure can significantly impact your tax position, cash flow, and asset ownership. Here's a guide to the main options.
You own the asset from day one. Claim GST on purchase, plus depreciation and interest deductions. The lender holds a mortgage over the asset as security.
The lender owns the asset until the final payment is made. You can claim depreciation and interest deductions throughout the term.
The lender owns the asset throughout the term. Repayments are 100% deductible as an operating expense, keeping the asset off your balance sheet.
Similar to renting — enjoy lower repayments and return the asset at the end of the term. Ideal for assets you plan to upgrade regularly.
Make rental payments over the agreed term, with full ownership transferred to you at the end. A flexible path to owning key assets.
A secured or unsecured business loan to purchase the asset outright. Offers maximum flexibility in how you acquire and use the asset.
We do the hard work so you can focus on running your business. Here's what sets us apart.
Access a wide panel of specialist asset finance lenders, giving you more options and more competitive rates.
Many applications receive same-day or next-day approval for eligible applicants with straightforward applications.
We help you understand which finance structure may be most suitable for your business, tax position, and cash flow.
Finance for both brand-new and quality used assets. More flexibility to get the equipment your business needs.
Choose a repayment term that aligns with your asset's useful life and cash flow requirements.
Reduce your monthly repayments with a balloon or residual value at the end of the term. Ideal for managing cash flow.
There is no fee charged to you — we are paid a commission by the lender when your finance settles.
Our streamlined process is designed to get you from enquiry to settlement as quickly and smoothly as possible.
Share details about the asset, your business, and your requirements.
We search our panel of 30+ specialist lenders to find the most competitive options for you.
We explain the most suitable structures and recommend discussing tax implications with your accountant.
Once you choose, we handle the application. Many approvals come within 24–48 hours for eligible applicants.
We coordinate settlement so you can take delivery of your asset and get back to business.
Common questions about asset finance, answered by our experienced brokers.
Many asset finance applications are approved within 24–48 hours. Some lenders even offer same-day approval for eligible applicants with straightforward applications and strong financials. The exact timeline depends on the complexity of your application and the documentation provided.
Yes, most lenders on our panel are happy to finance quality used assets. The asset typically needs to be no older than 10–15 years at the end of the loan term, though exact limits vary by lender and asset type. We can help find a lender that suits your specific situation.
Many asset finance options are available with zero deposit. However, providing a deposit of 10–20% may help you qualify for more competitive interest rates and improved loan terms. We can explore a range of options based on your budget and preferences.
Tax treatment depends on the finance structure you choose. For example, with a chattel mortgage you can typically claim depreciation and interest deductions. A finance lease may be fully deductible as an operating expense. We strongly recommend discussing the most suitable structure with your accountant to understand the tax implications for your specific circumstances.
Yes, some lenders on our panel specialise in startup finance. Approval is typically assessed based on the asset's value, your personal financial position, and the strength of your business plan. We can help match you with lenders who understand the needs of new businesses.
Some lenders offer seasonal repayment structures that align with your business cash flow cycles. This means you can make higher repayments during peak revenue periods and lower repayments during quieter months — helping you manage cash flow more effectively throughout the year.
There is no fee charged to you — we are paid a commission by the lender when your finance settles. Our service is designed to help you compare options from multiple lenders at no direct cost, so you can make a more informed decision.
Yes, we can arrange finance for multiple assets simultaneously. This is common for businesses that are expanding operations or upgrading several pieces of equipment at once. We can structure the finance to cover all your assets in a single or multiple facilities, depending on what's most suitable.
Tell us about your needs and we'll come back with competitive options from our panel of 30+ lenders.
Thank you for your enquiry. One of our asset finance specialists will be in touch within 1 business hour to discuss your options.
Speak to one of our experienced asset finance brokers today. We'll help you find the most suitable option for your business.